Before going to Europe on business, a man drove his Rolls-Royce to a downtown New York City bank and went in to ask for an immediate loan of $5,000. Taken aback, the loan officer requested collateral and so the man said, “Well then, here are the keys to my Rolls-Royce.” The loan officer promptly had the car driven into the bank’s underground parking area for safe keeping, and gave the customer $5,000.
Two weeks later, the man walked through the bank’s doors and asked to settle up his loan and get his Rolls-Royce back. “That will be five thousand dollars in principal, and fifteen dollars and forty cents in interest,” the loan officer said. The customer wrote out a check and started to walk away.
The man smiled, “Where else could I park my Rolls-Royce in Manhattan for two weeks and pay only fifteen dollars and forty cents?”