Category Archives: Elder Fraud & Abuse

How’s your rubber band?

Resilience.

I don’t know about you, but I need a dose of resilience right now.  I may not need it next week, or the week after, but I need it now.  I have a certain degree of the stuff, but I think some of it seeped out of my being.  As you’ll see in the very well-written article attached above, resilience means to jump back.

Rubber Bands

(Photo credit: Larry Rosenstein)

Taken a bit further in its definition, resilience is the ability to bounce and not break when difficulties weigh you down.  Being elastic; that sounds like a worthwhile goal.  Until you start feeling the inability to bounce back, you may not even realize that some of the stretch has gone out of your rubber band.

I also need a bit more courage: courage to do all that I need to do, want to do, and plan to do while I’m still able.  Courage comes from the Latin word, heart; to have rock-like inner strength.  Sometimes we go through life thinking that our courage is completely intact until we discover that it’s been compromised due to some event – or string of events – that have come our way.  Do you think that perhaps the only way to know if we’re fully stocked with the stuff is to undergo this sort of testing process?

Probably.

Diary of a Singaporean Cabby: An Old Lady with Dementia & Dignity.

Diary of a Singaporean Cabby: An Old Lady with Dementia & Dignity.

The attached link, written by a blogger in Singapore, describes his experience as a cab driver when he picked up a woman with dementia who needed to get from Point A to Point B but who lacked the cognitive capacity to effectively do so.

Personally, I think he excelled at compassion and even though he feels he could have done more, I respect him for what he did do.  We don’t want to entertain the thought of someone who might have taken advantage of this woman but there are many who would have looked at this situation as an opportunity to exploit her vulnerability.

I congratulate you, Lim James, for showing all of us that goodness exists, and it exists in your soul.

Unconscionable Crime: Stealing from a family member with dementia.

Are there worse crimes?  Of course.  Sexual and physical abuse come to mind.  But in this article the focus is financial exploitation.

English: Seattle Post-Intelligencer logo

(Photo credit: Wikipedia)

Here’s a headline, ripped from an August 26, 2012 Seattle Post Intelligencer (PI) article: “Son, wife fleeced dementia-stricken mom.”  Here’s the good news – the son, Ivan Ljunghammar, and his wife, Deborah Jean, have been charged with felony first-degree theft.   Here’s the bad news – this pair allegedly stole close to $513,000 dollars from Ivan’s 82-year old mother, facilitated by him being awarded control over his mother’s finances in 2007.

The victim and her husband (deceased) were very careful throughout their lives to make sure they had sufficient funds for when they truly would need them.  They did an amazing job and as it turned out, those funds were needed.  I guess her son and daughter-in-law figured they needed the money more.  Added to that atrocity, the daughter-in-law knowingly hired a convicted felon to care for her mother-in-law.  Who does that?  The morally corrupt – that’s who.  But I digress.

A desire for the parents’ estate compromises morality.

Although it’s true that strangers rob from vulnerable adults, family members do it more often than you can – or would care to – know.  It’s the vulnerable adult with dementia who is most often targeted by strangers and family alike, and the family members who “legally” have access to mom and dad’s funds are the most hideous criminals.  This family member becomes the Power of Attorney over finances and/or care needs for their mom and then abuse that “Power” by assuring mom that all is well and that she need not worry herself, all the while moving money away from mom’s accounts into their own.

Some financial exploitation is more subtle.

Moving mom or dad out of their current assisted living facility, in which the parents initially had carefully chosen to live, to a facility that is less expensive so that more money remains after mom and dad die.  Holding back the daily care a compromised adult may need.  Providing a bare minimum of personal belongings and clothing for their loved one – again, for the same reason.  Do I sound harsh and judgmental?  Gosh, I hope so.  My work with the older population for the past 12 years has created a jaded view of how some family members respond to the needs of their parents.  Thank goodness the percentage of good and loving family is greater than that of the bad and corrupt – but that does little towards softening the effects of a vulnerable adult’s emptied bank account when they need it most.

It’s unfortunate that media headlines are the primary thing that exposes elder fraud.

I know I personally don’t write about elder fraud enough in this Blog.  My article, Financial fraud against the elderly: it’s a family affair, does draw attention to some of the examples I’ve addressed in this Blog entry, and I guess the more sensational occurrences of elder fraud will make this crime more visible.  But I think the bottom line is that I want the impossible.  I want our elders to be respected, not exploited, and I really want family members to grow a conscience.

Important Article on Hiring a Caregiver Privately

Important Article on Hiring a Caregiver Privately.

The senior care industry is a dangerous maze wherein even the well-educated and well-intentioned providers of care fail to put any “care” in their caregiving.  Whether at an assisted living facility or at home with private care, the path of least resistance is oftentimes the one taken and the accompanying attitudes reflect such feelings:  “Man, I just gotta get over this shift!  These people are driving me crazy!”  “I know, I’ll just stick her in front of the TV while I catch up on my Facebook posts/soap operas.”

Don’t worry everyone – I’m not saying that there are NO ethical, compassionate caregivers, there definitely are – but attention must always be focused on those who don’t provide stellar care because the vulnerable amongst us are at the mercy of their care people.  Those hidden in a private home are the most susceptible.  Why?  Because there are very few sets of eyes observing the day-to-day happenings.  At a facility, the existence of ongoing traffic – family members, visiting ministries, long-term care ombudsmen/advocates – provides some sort of monitoring that a private home does not and can not provide.

The attached article – link above – is quite thorough.  Please take the time to review it.

Baby Boomer gray divorce – I’m just not gonna take it anymore!

Kind of like the movie “Network” in the iconic scene where the actor Peter Finch, as Howard Beale, says, “I’m as mad as hell and I’m not gonna take this any more!”

Gavel (PSF)

(Photo credit: Wikipedia)

What is often left out from that quote is the statement made just prior, “I’m a human being.  My life has value.”  I think some spouses in their 50′s through their 80′s decide that after decades of a somewhat dissatisfying, or perhaps an abusive, marriage they realize that they have a whole lifetime ahead of them and decide that they deserve better.  In an article from the AARP June 2012 Bulletin, one of the reasons for a late-in-life divorce centers around the fact that longer lives mean more years with an incompatible spouse.   And even though the overall divorce rate in the United States has decreased since 1990, it has doubled for those over age 50.

Jay Lebow, a psychologist at the Family Institute at Northwestern University says, “If late-life divorce were a disease, it would be an epidemic.”

Wow!!!!  I had no idea! I’m fortunate in that my second marriage at the age of 47 is still one in which I am very happy now twelve years later.   There are those, however, with whom I am acquainted who stick to the dictum of “in sickness and in health, until death do us part” even through an abusive relationship (verbal, physical or otherwise)  and, because they’ve been in it for the long haul, e.g., 30 plus years, they feel that they have no choice but to stay.

Why do those with abusive spouses – both male and female – cling to their marriage?

As I mentioned above – one reason is certainly the commitment to vows that were made at the height of a romantic relationship.  And there are other reasons.  An excellent therapist with whom I am acquainted who leads support groups for the abused told me that over the years, as abuse has prevailed in the household, the one being abused adjusts to each added level or intensity of abuse and becomes acclimated to each added degree.  Added to this unwarranted commitment to their abusive spouse, they fear the unknown, even though it may bring about an abuse-free life.   And without the help of good friends and powerful resources, a spouse in an abusive relationship may not have the tools that will give them sufficient confidence to make a decision that will benefit them the remainder of their life.

Divorcing later in life can often result in less time to recover financially, recoup losses, retire debt, and ride the ups and downs of the economy.

Some Baby Boomers out there have relished the security that their spouse or significant other has provided them in the form of financial stability.  They’re thinking that perhaps it’s worth putting up with this person with whom I am incompatible to guarantee a comfortable enough life until one of us dies.  Well – certainly that is a factor – but I personally believe that an individual’s life contains far more value than any bank account can provide.  If someone is feeling devalued in their relationship, they have short-changed the remainder of their life.  And if someone truly craves, absolutely longs for greater self-worth, nothing will stop them from satisfying that need.  I guess you have to look at the options and determine if you’re willing to go with it:

living in a mortgage-free home without financial concerns with someone who tears you down, or renting a one-bedroom apartment with thrift store furnishings, that frees you from a relationship that has prevented you from being your true, and valued self.

But who will take care of me in my old age?

A 2009 National Alliance for Caregiving/AARP survey found that 66% of caregivers were female, with women providing on average 22 hours per week vs. 17 hours for males.  In a divorce situation, “older men may make out better financially than women, but they don’t fare so well at finding someone to take care of them when they’re older.  They often don’t have alternative care networks the way women do,” says Andrew Cherlin, a sociologist at Johns Hopkins University.  When asked who they will turn to when they’re older, single men often cite paid help – a pricey and somewhat difficult option to find.  Some older divorced people have children or other family members who can assume the caregiving role, but not everyone does.

Gray divorce is occurring and there are certainly many factors to consider.  I guess I’m of the belief that a bad marriage is not better than living alone.  Whether you’re a Baby Boomer – or of any other generational group – only you can decide what you’re willing to sacrifice in order to obtain your sense of personal value.  As far as I know, we’ve only been given this one life. This is not a dress rehearsal and there are no do-overs. 

Your thoughts?

But how am I supposed to do THAT?

But how am I supposed to do THAT?.

What a terrific article provided in the above link from the “Taking Care of Mom and Dad” blog site.  The information provided in this article is valuable, and as Kelli mentioned on her blog, it’s not just specific to the state in which it originated, Oklahoma.  The information provided is applicable everywhere because let’s face it – every caregiver pretty much needs the same questions answered and this site has many one-size-fits all solutions for all caregivers who are grasping to stay afloat on their caregiving journey.

This same website can also direct you to your own state’s valuable resources by clicking on the applicable section on the Homepage.  It’s as easy as that!  And don’t we all need something to be easy every once and awhile?

ABSOLUTELY!!!!!

Seattle Times: Seniors for Sale, Part 6

In yesterday’s post, a Seattle Police Detective defined elder abuse as:

  • sexual abuse
  • physical abuse
  • financial exploitation
  • neglect

In Part 6 of Seniors for Sale: Placement perils and successes, Michael Berens, Seattle Times reporter, delves into the senior housing placement industry, focusing on one placement company that placed a client in a Tacoma-area Adult Family Home (AFH) with a history of safety and health violations – elder abuse -  even a fatal event, but because the placement company had not done its research, it was not aware of the home’s previous infractions and kept placing unknowing vulnerable adults in the home’s care.

Many of these placement service companies operate state-wide and/or nation-wide, and believe that there is no way that they can help as many people as they do if they are required to visit each and every home/assisted living option available to the public that they are trying to assist.  These companies are oftentimes characterized as Bed Brokers – an industry that is growing exponentially without much scrutiny or State controls.

CAVEAT: Just as in every assisted living situation – there are good senior housing options and there are bad senior housing options – so too there exist reputable senior placement companies, and not-so-reputable placement companies.

I personally think that these companies can be helpful to those looking for a senior housing option that suits their, or their loved one’s, needs.  I caution those using these agencies, however, to understand that not every option out there is listed with placement companies.  If a senior housing company does not choose to be listed with a placement service company, that option will not be offered, even if that particular housing option might be the very best choice for some families: cost-wise, location-wise, and even service-wise.

In a news update, Michael Berens’ article, State gets tough on referrals for elder care, we see that attention is now being directed at these placement referral companies in the hopes that those they serve – vulnerable adults in need of some sort of daily care – are protected from those companies who are simply aiming to make a profit at the most vulnerable time in an elder’s life.

As I mentioned in previous articles found in my blog category, Senior Housing, there are numerous resources available for those looking for senior housing for themselves or a family member.  Please go to that category and type in a search term in the space located on the right-hand side of the page to find the topic that interests you most.

Seattle Times: Seniors for Sale, Part 5

Part 5, of Seniors for Sale: Hiding Harm: the human toll, is one example of the lack of reporting that goes on in some assisted living residential settings – in this case – an Adult Family Home (AFH).

When you watch the video link above, you’ll be shocked at how a particular accident happened – and its after effects on the victim -  and you’ll be horrified at how long it took before it was reported to the police.

Perhaps this statistic will provide a partial explanation:

only 16% of all incidents of elder abuse are reported.

The Seal of Washington, Washington's state seal.

The Seal of Washington, Washington’s state seal. (Photo credit: Wikipedia)

Not only are many caregivers not reporting incidents of abuse that occur; surprisingly, family members fail to get beyond the denial stage when they discover that their loved one just might be in danger in the very location entrusted to his/her care.  They can’t believe that the caregiving solution they found for their loved one has turned out to be disastrous in every way.

The police investigator for this case states the following:

We don’t tolerate domestic violence, but that’s not always the case with elder abuse.

The final episode of Seniors for Sale will be submitted tomorrow, Saturday.

Seattle Times: Seniors for Sale, Part 4

Seniors for Sale, Part 4: Suspicious Deaths

It doesn’t get much worse than the video attached above.  Two suspicious deaths are the focus of this episode of the Seniors for Sale series.  The two cases discussed in this video occurred at the same Adult Family Home (AFH), Houghton Lakeview, located in a very swank area of Kirkland, Washington.  It goes without saying that this Adult Family Home was shut down.

The Seal of Washington, Washington's state seal.

The Seal of Washington, Washington’s state seal. (Photo credit: Wikipedia)

Family members whose loved ones died at the hands of these caregivers speak out about how the abuse was discovered, and how the State of Washington did, or did not, effectively respond.

One of the family members whose father died at the hands of the caregiver/owner of the Adult Family Home poignantly stated:

It’s unfathomable to realize that we were paying these people to abuse our loved one!

Conviction results (attached) of one of the suspicious deaths was reported by the same Pulitzer Prize winner, Michael Berens, who wrote the series, Seniors for Sale.

Seattle Times: Seniors for Sale, Part 3

What Needs to be Done?  is the subject matter of Part 3 of  Seniors for Sale.  In this episode, the viewer is encouraged to do research about a facility, Adult Family Home or otherwise, prior to considering a move to that senior housing alternative.  In my article, “Avoiding the pitfalls of selecting Senior Housing,” I provide helpful resources that everyone can use in order to find out:

  • if any complaints have been filed against a particular home;
  • if the State issued any citations, and the nature of those citations;
  • if the Long-Term Care Ombudsman office received particular complaints and the nature of those complaints.
The Seal of Washington, Washington's state seal.

The Seal of Washington, Washington’s state seal. (Photo credit: Wikipedia)

No one has to go into this housing search blind.  Please view the very brief video provided in Part 3 of this Pulitzer Prize winning series by Michael Berens of the Seattle Times, then click on the attached article that I’ve provided for your assistance.  Although the links I provided relate to resources in the State of Washington, similar resources exist nation-wide.  Check with your State Ombudsman office or Department of Health and Social Services for your State’s equivalent.

Seattle Times: Seniors for Sale, Part 2

I provide Part 2 of Seniors for Sale – Janice and Elaine.

The Great Seal of the State of Washington

The Great Seal of the State of Washington (Photo credit: Wikipedia)

The attached link connects you to Part 2 of 6 of this Pultizer Prize winning series written by Michael Berens of the Seattle Times.  Please don’t give up hope.  Once all 6 of these episodes have been provided – one per day – I will provide you with story outcomes and repercussions in the Adult Family Home industry in Washington State.  Keep in mind – as I indicated in my first submission -  although this horrific situation took place in the State of Washington, this type of abuse goes on in other states, and countries as well – whether in group homes, nursing homes, assisted living facilities or similar senior residential settings.

Are there stellar Adult Family Homes (AFHs) in Washington state?  Absolutely.  But of the 2,900 AFHs in the state, 446 of those were cited for major violations since 2010.  The industry certainly was not regulated well enough to avoid such violations.  That is changing.

Seattle Times: Seniors for Sale, Part 1

My local newspaper ran an investigative report about the Adult Family Home (AFH) industry in Washington State.  Depending upon where you live, a similar  assisted living home may be called a Group Home.

The Seal of Washington, Washington's state seal.

The Seal of Washington, Washington’s state seal. (Photo credit: Wikipedia)

In Washington State, no more than 6 residents can live in an Adult Family Home.  These “businesses” popped up all over Washington State over the past several years as entrepreneurs realized how much money they could make taking in residents and charging thousands for rent and resident care.  At this writing, there are close to 2,900 AFHs in the state.  Since 2010, 446 of those were cited for violations of health or safety standards.  Caveat: there are many Adult Family Homes that are doing an extraordinary job, but it’s the bad ones that make the Headlines and that’s the way it should be.

June is Elder Abuse Awareness Month.  I thought it appropriate to provide Michael Berens’ series, “Seniors for Sale” in six parts this week, but I provide it with a warning that this Pulitzer Prize winning expose can be very difficult to read, and watch.  Nevertheless, awareness is key, so I hope all will benefit from his extensive work on this piece.  Whether you live in the United States, Singapore, the United Kingdom, or elsewhere globally, abuse occurs world-wide and it’s the vulnerable adults in this world who are its targets.

Seniors for Sale – I provide this link to Part 1 of the series – “Ann.”

Adjustment disorder: a long-term care facility side-effect.

Duct-tape Moving Van

Think of a moving/relocating experience you’ve had with all of its inherent tasks of purging of items, packing what remains, and leaving all that is familiar as you move into uncharted territory.  In your new neighborhood you’re starting all over again to find: new friends;  a new supermarket with the best deals; perhaps the best school(s) for your children; a new church; and new ties to the community.  Not exactly an enjoyable experience.  It took you some time to adjust to your new community and feel that you fit in, didn’t it?

Now imagine doing the same thing as someone who is at least 70 years old with failing health, no family nearby, and perhaps with a compromised cognition level.  Vulnerable adults move into a long-term care (LTC) housing environment because of a condition, or combination of conditions, that make living independently no longer an optionBecause of this disruptive move, another disorder – adjustment disorder – makes their move a perilous one.

A loss of context in a new environment.  In my work as an advocate for vulnerable adults, I recently had the privilege of hearing a wonderful speaker, George Dicks.  Mr. Dicks currently supervises the Geriatric Psychiatry Service clinic at Harborview Medical Center in Seattle, WA.  He is also a contracted instructor for the University of Washington, teaching courses on Gerontology, Psychiatric Consultation, and Mental Health.  He emphasized that residents living in nursing homes and assisted living facilities struggle to look for context within their new environment.  For example, context is hard to come by when your daily bath occurs at 2:00 in the afternoon instead of in the morning or evening as was the case prior to the move.  And forget finding comfort in routine because the demands on LTC staff are such that caring for numerous residents on their shift can’t possibly assure a routine on which the residents can rely.

Just providing care doesn’t mean that a staff person is caring.  Everyone who moves into a long-term care facility will have difficulties, but those who are cognitively impaired face an especially arduous adjustment.  As I previously mentioned, staff are hard pressed to provide individual care to their residents, and oftentimes are poorly prepared to handle the disorders that walk through the door.  Just getting through their daily shift is troublesome – forget trying to learn the habits and routines that are so vital for quality of life of the resident with dementia.

a hand holding unidentified white pills

(Photo credit: Wikipedia)

Quite frequently, the only contact a staff person has with a resident is when they are making demands of that resident: “time to take your medicines Mrs. Jones;” “let’s get that soiled clothing changed Mr. Smith;” “open your mouth Mrs. Clark so I can feed you.”  Providing for  basic needs is not providing care.  Why?   Because the staff are requiring something of the resident.  There is no connection.  When a staff person interacts with a resident, absent a provision of care, that’s a better definition of care.

How to lessen the effects of adjustment disorder.  Those living in a long-term care housing situation oftentimes feel as though they left all their power, and all of their basic human rights, at the door.  They are constantly surrounded with reminders of their condition – all those other residents who look as lost and helpless as they do – and it seems that the only time anyone pays attention to them is when someone is demanding something of them in the form of providing some sort of assistance with their care needs.  If every staff person spent just five minutes of non-task-oriented time with each resident during their shift, those residents just might start feeling better about themselves. 

  • Walk with a resident for a few minutes by simply accompanying them in the hallway and reassuring them along the way.
  • Play music the residents like in the common areas and in their rooms – and don’t assume that you know what they like to hear.  Take the time to find out what gets their feet tapping.
  • When you walk past a resident, greet them, smile at them, just as you would if you were in a social environment instead of a clinical environment.  Again, do so even when you’re not providing a care service.  Your friendly, heart-felt greeting may just make their day.
  • Start a dialogue with residents that allows them to open up to you about who they are; what their lives were like prior to arriving at the facility.  If you need to jot down some of their stories so you’ll remember them later, do so and continue the dialogue the next time you see them.  Wouldn’t it be a pleasant surprise to a resident when you asked them, “Tell me more about your grandson Charlie.  He seems like a real character!”  Wow – you were actually listening, and it shows.  Now you’re connecting with the resident.

If you are a staff person in a long-term care facility can you put your grandma or grandpa’s face on your patients/residents faces thereby having a greater incentive to connect with those receiving your care?  Or if that doesn’t work for you, do what you must in order to add an element of care to those you serve.  Just because you’re helping the resident perform a task, doesn’t mean that you’re providing the care that they really need.

Retirement communities: the good and the bad.

In the April 2012 issue of the AARP Bulletin, two articles caught my eye.  The first article, “To be a Bride Again at 100″ (attached is the video link) celebrates the marriage of Dana Jackson, 100 years old, to her groom, 87 year old Bill Stauss.  This is a love story between two residents of a nursing home in Bowling Green, Kentucky.  This nursing home celebrated their love, and their death-do-us-part vows, in such a lovely way.  The management and staff of the nursing home exhibited a wonderful sense of community and support of Dana and Bill.  Whether they realized it or not, the staff at the Rosewood Health Care Center helped the newlyweds exercise their rights as long-term care residents.

The second article in the Bulletin’s column, What an Outrage, “Barred from a fine dining restaurant,”  shines a spotlight on a Virginia retirement community that not only did not exhibit a sense of community and support, but they quite literally violated the rights of a husband and wife living there.  When the husband’s care needs required him to switch to the skilled nursing care portion of the retirement community, while his wife remained in the independent living portion of the community, their meals together were abruptly stopped.  The wife could continue to dine in the fine-dining restaurant of the retirement community, but her husband was barred from doing so.  He and the other sixteen nursing care and assisted living residents were required to eat in their own separate dining room.

Harbor’s Edge retirement community had a couple non-fatal choking incidents involving three of its nursing care and assisted living residents in 2011 so a new rule was put in place segregating the more inform from the less infirm, even going so far as to ban the more infirm residents from attending events where food was served.  Keep in mind, residents in this retirement community make a sizable deposit to live there, to the tune of a half million dollars, PLUS a $5000 monthly fee.  I guess money doesn’t buy happiness but it sure should have bought these residents the right to eat where they pleased!

The outcome: the Virginia Department of Health was contacted and soon thereafter, the ban was lifted.  In Washington State, laws are in place to protect the residents of long-term care (LTC) facilities so that these residents can experience a dignified quality of life.  Vulnerable adult residents are guaranteed specific rights by law.  Revised Code of Washington )RCW) 70.129.020 Exercise of Rights, says in a nutshell that a resident has a right to a dignified existence, self-determination, and communication with and access to persons and services inside and outside the facility…The resident has a right to be free of interference, coercion, discrimination and reprisal from the facility in exercising his or her rights.  The remainder of RCW 70.129 further details all the civil & resident rights afforded vulnerable adults in the State of Washington.  If in your experience you suspect that someone’s long-term care resident rights are being violated, please contact the long-term care ombudsman program in your state by visiting the attached weblink for the National Long-Term Care Ombudsman Resource Center.

What great, and not so great, experiences have you had relative to long-term care residential living?  I would love to hear from you so we can celebrate the good, and expose the bad, for all of our benefit.

Elder Abuse Checklist

Elder Abuse Checklist.

All of us need to be aware of the varying signs of elder abuse- financial or otherwise.  I hope this article from another Blog proves helpful to one and all.